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Old 18-02-2017, 08:45 AM
Junior Member
 
Join Date: Feb 2017
Posts: 1
Default 2 part mortgage - can i move one part?

Hi and good morning all,

We currently have a 2 part mortgage with A&L on the same property.

One part of the mortgage stands at 53k @ 1% and the other part at 21k @ 3.99% with 7 years to go.

For the part at 3.99% we currently pay 290 with 200 over-payment per month which brings the term down to 3yrs - yey!

Can anyone advise, should we stick with what we are doing or should we be looking for a better rate on the 3.99% part of the mortgage?

Thanks.
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