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03-06-2010, 12:09 AM
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93%-ish LTV mortgage
Hi,
Our current mortgage deal ends shortly. Current house value = £114k Ourstanding mortgage = £106.5k I can't seem to find a re-mortgage deal for our LTV of around 93%. Do they exist anymore? Current mortgage provider is Direct Line... Any help much appreciated. 
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04-06-2010, 09:30 AM
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Re: 93%-ish LTV mortgage
93% is quite high, but I'm sure there are providers who can reach that if you take advise from a mortgage advisor. The only caveat is obviously the more perceived risk, the more choosy on terms and punitive on fees the lender can be.
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04-09-2010, 10:15 PM
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Re: 93%-ish LTV mortgage
As above, either spend a couple of hours hitting the phones and calling around or see a mortgage advisor. For example the advisors in many estate agents won't charge for mortgage advise, nor will the banks.
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05-09-2010, 10:58 AM
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Re: 93%-ish LTV mortgage
Quote:
Hi Jcjcjcjc, From my experience within the current mortgage environment (sep 2010) and doing a quick sourcing of mortgage products, there isnt a 93% re-mortgage product. The maximum LTV at present is 90%. Regards CKF
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08-11-2010, 08:58 PM
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Re: 93%-ish LTV mortgage
Direct Line are now offering to move customers to RBS as existing Mortgage customers and they do offer deals for customers at ltv of 93% so get in touch with Direct Line and they will put you in touch with the right team at RBS
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