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Old 20-10-2010, 09:34 PM
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Join Date: Sep 2009
Posts: 72
Default Avoiding legal fees?

Good evening all,

I'm having a nightmare with Santander currently. I'm attempting to do a change of borrower (simply remove someone from the mortgage), I have had the offer approved by the Bank but they won't action it without me paying a lawyer to do the paperwork ...

I've spoken to the Lang Registry and downloaded all the forms I need:

- AP1 (to amend the register)
- TR1 (to transfer the ownership)
- 2 x ID1 (as we are private individuals to prove our ID)
- RX3 (as we are tenents in common and I need to remove his charge)

The fees for the above are £50 however if I have to pay a lawyer it's going to cost 4-6 times this amount.

Has anyone had any experience with either Santander change of borrower or simple DIY change of borrower processes?

Thanks in advance
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Old 21-10-2010, 08:38 AM
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Join Date: Apr 2007
Location: Hampshire
Posts: 468
Default Re: Avoiding legal fees?

Mortgage lenders always insist a solicitor is instructed to protect their interests so you will have to pay the fees I'm afraid..
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RICHARD WEBSTERwww.rwco.co.uk
As a conveyancing solicitor I want to be helpful (England/Wales only) but can't accept liability for this.
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