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| Mortgages Discussions on choosing a mortgages and mortgage options available. |
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25-07-2011, 02:30 PM
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Re: Do 100% mortgages still exist?
I have been looking around current lenders as i am hoping to buy my first home and certianly have not found 100% mortgages but have come across some 95% mortgages, but i think its definately worth comparing online its the best way to find the best deals.
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27-07-2011, 05:14 PM
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Re: Do 100% mortgages still exist?
With the number of first time buyer mortgages rising, things are looking a little better. There are a number of 'no strings attached' 95% LTV mortgages emerging, but the associated interest rates are so high that if first time buyers can afford to save to borrow at 90% LTV, it's going to be worth it.
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29-07-2011, 07:29 AM
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Re: Do 100% mortgages still exist?
For Buy to Let there are no 100% LTV Mortgages. The maximum is 85% LTV and there is only one lender operating at that level. Typically at 75% LTV there are very competitive rates.
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03-08-2011, 04:06 PM
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Re: Do 100% mortgages still exist?
Which lender offers 85%? And how horrendous is the interest rate?
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04-08-2011, 10:01 AM
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Re: Do 100% mortgages still exist?
Kensington are still doing the 85% LTV for buy to let I think. Last time I had a quick look they were about 5.5-6% interest rate. Not bad really considering 90% LTV on residential can be around the 6% mark.
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05-08-2011, 04:18 PM
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Re: Do 100% mortgages still exist?
Very interesting. Thank you
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