Do 100% mortgages still exist?

[chrisxxIx]

Some rumours say that there are some banks that might still offer them to people with good rating or is it all just an urban myth?

[believe]

I'm not aware of any lenders currently offering 100% mortgages - I think 95% is the best you can find, and not many lenders offer that.

[forumlord]

After the credit crunch, 100& mortgages are very rare. You would need some form of deposit on any property in this day and age. The days of 100% are long gone!

[property4saleandrent]

Haven't Heard of any lately unless you buy way below bmv.

[daniel tsb]

They have existed in Spain in 2010 but now it will be tougher. Banks have a large property portfolio to maintain and they prefer to mortgage 100% as long as you provide enough references

[inspectorbudget]

With all the housing crisis and economic recession going on, 100% mortgages are a thing of the past.

[dealdirectfinancial]

Interestingly, I notice that a google search on 100 mortgage will still show many brokers sites, but their pproducts don't list such products.

[Luke Owen]

I've spent a lot of time looking, and can say that a 100% mortgage does not exist unless you are buying significantly below market value, even then it;s difficult

[UK Mortgage Broker]

Halifax offer 110% mortgages for existing customers. Or, 95% (plus fees) is the currently the best for new clients with mortgage lenders: Skipton BS and Manchester BS are quite good. You maybe be able to get help with a deposit via such schemes like 'homebuy'. Or consider a Shared Ownership and use Stair Casing to 100%!

[The Mortgage Hut]

Skipton currently offer a great 95% mortgage or Halifax do a great vendor gifted 95% deal.

Worth speaking to an adviser about I would suggest.

Feel free to drop me an email.

Regards

Chris