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09-28-2008, 11:22 PM
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I would like to buy a shre in of my parents second home
Hi I dont know if anyone can help but my parents own two houses . currently I am renting the second one from them and sharing the rent with a friends as at present I can not afford to buy from them. Basically they would like me to buy a small percentage from them to release there savings in two or three years time. I have had problems with money in the past as I was made redundant. I have one CCJ which my parents dont know about and they would go mad if they found out . Say if i wanted to buy 25% from them would morgage advisors look at my credti history as much as if I was buying a normal morgage or would they consider the fact that my parents actually own this second home and that I am only buying a small percentage to help me get on the property ladder and help them re coup spme of their savings
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