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The UK's independent property information site
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| Buying Property Discussions about buying a house, such as flats, detached homes, and other housing. |
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30-11-2007, 08:12 PM
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What is happening to the mortgage market?
Has anyone got any ideas on the property market right now. i have been told that it is becoming increasingly difficult to get a mortgage because of what has happened in the US. Anyone know of any companies out there that are easy to get through?
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02-12-2007, 04:46 PM
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The credit crunch means lenders are getting seriously picky - that means damn good credit ratings and avoidance of risk.
Still available, but after being told they were selling mortgages too easily, lenders are finally tightening up.
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08-12-2007, 03:56 PM
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I don’t think that finding a company that it is easy to get a mortgage through is necessarily the best for anyone; we assist people and make them aware of the options available to them based on there lending ability.
If you need any advice or help please free to email us! Regards
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Regards bonettipropertyconsultants.co.uk
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15-01-2008, 07:52 PM
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yes that is in fact very true, but whatever goes up must go down..so lets wait for it to get better..there is a lot of people that have a lot of money on this....so..they will fix it hehe
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Countrylife - Houses and properties for sale
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29-02-2008, 12:03 PM
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Some lenders are starting to decrease the LTV (loan to value) they are willing to offer, meaning larger deposits will have to be found.
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03-03-2008, 08:08 PM
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What Credit Crunch?
In my experience those investors who manage their finances properly have no problem with securing 90% BTL finance on a 'No Money Down' Deal. I have a great relationship with my commercial bank who are adapting to support me in the current marketplace with lending day one with option to refinance within 3 months. This is not bridging and is a lot cheaper. He would be happy for me to introduce more customers!
PM me for more details.
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